Types of Insurance

COMPLETE LINE OF INSURANCE FOR YOUR FAMILY, HOME, LIFE & BUSINESS

Types of Insurance

COMPLETE LINE OF INSURANCE FOR YOUR FAMILY, HOME, LIFE & BUSINESS

Not Sure What's Right For You?

Receive a free consultation today!

Not Sure What's Right For You?

Receive a free consultation today!

Do You Know What You’re Buying?

Most people shopping for insurance don’t.  At  P & P  Insurance Group, our agents will always take the time to explain details. We want to make sure you are comfortable and that all your insurance protection needs have been met. As an independent agency serving the Greater Lansing area, we work with many carriers to offer a wide range of insurance coverage, which allows us to do the shopping for you. We provide several options allowing you to make a decision not solely based on price.

Our Services

Commercial Insurance

No matter how big or how small, a business needs the proper coverage to prosper effectively and efficiently. As a growing independent business ourselves, we understand the hard work put forth to start, run and grow your business successfully. We may be biased, but we’re not wrong. Commercial Insurance is a must to protect your venture from any potential risk that could alter your dreams.

Commercial Auto – General Liability – Professional  Liability – Workers Compensation – Disability

Commercial Auto

Does your business use vehicles, such as cars, trucks and vans, often or every day for work?  For example, businesses that use a car to run errands, carry tools to and from jobs or transport clients? Even if you don’t think you meet the requirements, your business may very well need a commercial auto policy. Make sure you’re not liable for any accident or physical damage to those valuable assets!

General Liability

We’ll set you up with the proper insurance policy so your business or organizations is protected against liability claims for bodily injury (BI) and property damage (PD) arising out of premises, operations, products, and completed operations. Not too mention coverage for advertising and personal injury (PI) liability! Don’t risk it!

Professional Liability (E&O)

Does your business or organization offer professional advice of any kind? If so, are you protected should something go awry in the future? Professional liability insurance (PLI), more commonly known as errors & omissions (E&O) in the US, protects professional advice- and service-providing individuals and companies from bearing the full cost of defending against a negligence claim made by a client, and damages awarded in a civil lawsuit.

Workers Compensation

Does your business have numerous employees? Has the thought of one of them getting injured on the job ever kept you up at night? Workers’ compensation is a form of insurance providing wage replacement and medical benefits to employees injured in the course of employment in exchange for mandatory relinquishment of the employee’s right to sue their employer for the tort of negligence. A must have if the possibility even exists!

Disability

As an employer, you may offer short-term disability coverage, long-term disability coverage, or integrate both short- and long-term disability coverage, to your employees. Having disability insurance coverage will replace a percentage of pre-disability income if an employee is unable to work due to illness or injury for a specified period of time, so you or your company is not liable.

Commercial Insurance

Commercial Auto

Does your business use vehicles, such as cars, trucks and vans, often or every day for work?  For example, businesses that use a car to run errands, carry tools to and from jobs or transport clients? Even if you don’t think you meet the requirements, your business may very well need a commercial auto policy. Make sure you’re not liable for any accident or physical damage to those valuable assets!

General Liability

We’ll set you up with the proper insurance policy so your business or organizations is protected against liability claims for bodily injury (BI) and property damage (PD) arising out of premises, operations, products, and completed operations. Not too mention coverage for advertising and personal injury (PI) liability! Don’t risk it!

Professional Liability (E&O)

Does your business or organization offer professional advice of any kind? If so, are you protected should something go awry in the future? Professional liability insurance (PLI), more commonly known as errors & omissions (E&O) in the US, protects professional advice- and service-providing individuals and companies from bearing the full cost of defending against a negligence claim made by a client, and damages awarded in a civil lawsuit.

Workers Compensation

Does your business have numerous employees? Has the thought of one of them getting injured on the job ever kept you up at night? Workers’ compensation is a form of insurance providing wage replacement and medical benefits to employees injured in the course of employment in exchange for mandatory relinquishment of the employee’s right to sue their employer for the tort of negligence. A must have if the possibility even exists!

Disability

As an employer, you may offer short-term disability coverage, long-term disability coverage, or integrate both short- and long-term disability coverage, to your employees. Having disability insurance coverage will replace a percentage of pre-disability income if an employee is unable to work due to illness or injury for a specified period of time, so you or your company is not liable.

Commercial Insurance

No matter how big or how small, a business needs the proper coverage to prosper effectively and efficiently. As a growing independent business ourselves, we understand the hard work put forth to start, run and grow your business successfully. We may be biased, but we’re not wrong. Commercial Insurance is a must to protect your venture from any potential risk that could alter your dreams.

Commercial Auto – General Liability – Professional  Liability – Workers Compensation – Disability

Vehicle Insurance

No matter what type of vehicle you own, you need the proper insurance so you can get on the road, trail, or water quickly. Are you properly protected from fire, theft, or accidents relating to your vehicle? We’ll help you find the best option for YOU!

Personal Auto – Commercial Auto – Motorcycle – Snowmobile – ATV – RV – Boat – Jet Ski

Life Insurance

Have you ever sought out and received some life insurance quotes before but couldn’t quite pull the trigger? Maybe you were not informed enough? Life Insurance is no longer just final expense (Burial fees), it is a plan that protects your loved ones, an investment for your retirement and life insurance can even be used for income or long term care down the road. We are here to educate you and find the best policy for your lifestyle and needs!

Term – Whole – Life – Mortgage

Life Insurance

Have you ever sought out and received some life insurance quotes before but couldn’t quite pull the trigger? Maybe you were not informed enough? Life Insurance is no longer just final expense (Burial fees), it is a plan that protects your loved ones, an investment for your retirement and life insurance can even be used for income or long term care down the road. We are here to educate you and find the best policy for your lifestyle and needs!

Term – Whole – Life – Mortgage

Property Insurance

Our homes are typically one of our most valuable and important assets. We live, entertain, create memories, raise families and keep our most prized possessions in our homes. It is extremely important to us, and should be to you as well, to make sure your home is properly protected.

Home – Renters – Condo – Mobile Home – Business Property

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111 W. Lovett  STE B

Charlotte MI 48813

517-999-5541
info@pandpinsgroup.com

Office Hours
Monday - Thursday 
8:30AM - 5:30 PM
Friday
8:30AM - 5PM
Saturday
By appointment

111 W. Lovett  STE B

Charlotte MI 48813

517-999-5541
info@pandpinsgroup.com

Office Hours
Monday - Thursday 
8:30AM - 5:30 PM
Friday
8:30AM - 5PM
Saturday
By appointment